TOLERANSI DAN INKLUSI DALAM SISTEM KEUANGAN Sebuah Upaya Menumbuhkan Ekonomi Berkelanjutan

Sofiandi Sofiandi, Nur Hasanah Nur Hasanah, Zulkifli M Nuh, Rhonny Riansyah

Abstract


Artikel ini membahas peran inklusi dan toleransi dalam system keuangan sebagai upaya mewujudkan pertemubuhan ekonomi yang berkelanjutan. Dalam era globalisasi dan kompleksitas ekonomi saat ini, inklusi keuangan telah menjadi fokus penting dalam upaya meningkatkan aksesibilitas dan partisipasi masyarakat dalam sistem keuangan. Selain itu, toleransi juga diakui sebagai faktor kunci dalam menciptakan lingkungan keuangan yang inklusif, di mana nilai-nilai budaya yang beragam dihormati dan diintegrasikan. Hasil penelitian yang bersifat studi pustaka ini menunjukkan bahwa inklusi dan toleransi dalam system keuangan sangat bermanfaat bagi pertumbuhan ekonomi termasuk stabilitas keuangan, peningkatan inovasi dan kreativitas ekonomi, pemerataan akses layanan keuangan serta berujung kepada peningkatan kesejahteraan masyarakat secara keseluruhan dan berkelanjutan.


Keywords


Toleransi, Inklusi Keuangan, Ekonomi berkelanjutan

Full Text:

PDF

References


Aghion, P., Bergeaud, A., Boppart, T., Klenow, P., & Li, H. 2019. “The Innovation Premium to Tolerant Workplaces”, dalam The Quarterly Journal of Economics, 134(3), 1775-1818.

Alesina, A., & La Ferrara, E. 2005. “Ethnic diversity and economic performance”, dalam Journal of Economic Literature, 43(3), 762-800.

Amabile, T. M., Schatzel, E. A., Moneta, G. B., & Kramer, S. J. 2004. “Leader behaviors and the work environment for creativity: Perceived leader support”, dalam The Leadership Quarterly, 15(1), 5-32.

Beck, T., Demirguc-Kunt, A., & Levine, R. 2003. Law and finance: why does legal origin matter?”, dalam Journal of Comparative Economics, 31(4), 653-675.

Beck, T., Demirgüç-Kunt, A., & Levine, R. 2007. “Finance, inequality, and the poor”, dalam Journal of Economic Growth, 12(1), 27-49.

Berger, A. N., & Udell, G. F. 2006. “A More Complete Conceptual Framework for Financing of Small and Medium Enterprises”, dalam Journal of Banking & Finance, 30(11), 2945-2966.

Cull, R., Demirgüç-Kunt, A., & Morduch, J. 2018. Microfinance and economic development”, dalam World Development, 112, 1-7.

Demirguc-Kunt, A., Klapper, L., Singer, D., & Van Oudheusden, P. 2015. “The Global Findex Database 2014: Measuring Financial Inclusion around the World”, dalam World Bank Policy Research Working Paper No. 7255.

Beck, T., & Demirguc-Kunt, A. 2014. “Financial Inclusion and Inclusive Growth: A Review of Recent Empirical Evidence”, dalam World Bank Report.

Lindblad, A. 2020. “Financial Inclusion, Economic Growth, and Income Inequality in Sweden", dalam World Bank Report.

Ang, J. B., & McKibbin, W. J. 2020. “Financial Inclusion, Technological Innovation, and Economic Growth: Evidence from Singapore”, dalam World Bank Report.

Guiso, L., Sapienza, P., & Zingales, L. 2004. “The role of social capital in financial development”, dalam American Economic Review, 94(3), 526-556.

Guiso, L., Sapienza, P., & Zingales, L. 2016. “Long-Term Persistence”, dalam Journal of the European Economic Association, 14(6), 1401-1436.

Hassan, M. K., Sanchez, B., & Yu, J. 2019. “Religious Beliefs and Banking System Inclusion: Evidence from the World Values Survey”, dalam Pacific-Basin Finance Journal, 56, 131-149.

Helliwell, J. F., & Huang, H. 2008. “How's Your Government? International Evidence Linking Good Government and Well-Being”, dalam British Journal of Political Science, 38(4), 595-619.

Knack, S., & Keefer, P. 1997. “Does social capital have an economic payoff? A cross-country investigation”, dalam The Quarterly Journal of Economics, 112(4), 1251-1288.

La Porta, R., Lopez-de-Silanes, F., Shleifer, A., & Vishny, R. W. 2013. “Legal Determinants of External Finance”, dalam Journal of Finance, 68(6), 2137-2183.

Laeven, L., & Levine, R. 2009. “Bank governance, regulation, and risk taking”, Journal of Financial Economics, 93(2), 259-275.

Laeven, L., & Valencia, F. 2018. “Systemic Banking Crises Database”, dalam IMF Economic Review, 66(3), 645-690.

Lucey, B. M., & Zhang, Q. 2020. “Does Tolerance to Other Religions Stimulate Foreign Direct Investment? Evidence from Muslim Countries”, dalam Journal of International Money and Finance, 104, 102144.

Naritomi, J., Soares, R. R., & Assunção, J. J. 2011. “Rent-seeking in the allocation of permits for extractive reserves in the Brazilian Amazon”, dalam Journal of Public Economics, 95(7-8), 578-590.

Putnam, R. D. 2007. “E pluribus unum: Diversity and community in the twenty-first century”, dalam Scandinavian Political Studies, 30(2), 137-174.

Shalley, C. E., & Gilson, L. L. 2004. “What leaders need to know: A review of social and contextual factors that can foster or hinder creativity”, dalam The Leadership Quarterly, 15(1), 33-53.

Suri, T., & Jack, W. 2016. “The Long-run Poverty and Gender Impacts of Mobile Money”, dalam Science, 354(6317), 1288-1292.

Tabellini, G. 2010. “Tolerance, Diversity, and Economic Growth”, dalam Journal of the European Economic Association, 8(1), 1-36.

World Bank. 2018. “Measuring Financial Inclusion and the Fintech Revolution”, dalam Global Findex Database 2017, Washington, DC: World Bank Group.

World Bank. 2019. “Bank Regulation and Supervision a Decade after the Global Financial Crisis”, dalam Global Financial Development Report 2019/2020, World Bank Group.




DOI: http://dx.doi.org/10.24014/trs.v15i1.24506

Refbacks

  • There are currently no refbacks.


LPPM UIN SUSKA Riau Jl. H.R. Soebrantas KM. 15,5 Panam – Pekanbaru

 E-mail: imam.hanafi@uin-suska.ac.id

Creative Commons LicenseToleransi by http://ejournal.uin-suska.ac.id/index.php/toleransi is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

View My Stats