Penerapan Teknologi Metaverse pada Bank Syari’ah

Slamet Riyadi


Computer Science innovation plays a major role in everyday life-changing and enriching human interaction, communication, and social transactions. Currently, the fourth wave of computational innovation is underway relating to spatial (mapping), immersive technologies such as Virtual Reality (VR), and Augmented Reality (AR). Metaverse is a new interface that is expected to be used to perform all kinds of human-computer interactions. Bank BRI and Bank Mandiri are conventional banks that are starting to enter the metaverse ecosystem. Of the features that have been provided by BSI, there are no features related to the metaverse. From the search that the author did from various sources,untill now there has been no Islamic bank in Indonesia that has begun to penetrate the world of the metaverse. In this article, the focus of the discussion is on the metaverse application that can be used for virtual branch offices of Islamic banks. With the virtual branch in Metaverse, of course, it is hoped that it can be a new, fun journey for customers while at the same time being able to reach a wider community to carry out various digital transaction services as well as better customer service in the future. Spatial is one of the most worthy metaverse applications for the banking world, including Islamic banks. Spatial application provides features that can serve customers in the metaverse realm at a low cost. Spatial empowers users to take advantage of beautiful privacy spaces to share engaging content, build close-knit communities, and drive meaningful sales of creative works and products.


Keywords: Augmented Reality, Metaverse, Islamic banking, Virtual Branch, Spatial.


Full Text:



Agustin, H. (2021), Teori Bank Syariah. JPS , Jurnal Perbankan Syariah, 2.

Antonio, S. (2001), Bank Syariah: Dari Teori Ke Praktek. Gema Insani Press.

BSI, B. (2022). Digital Banking. Bank BSI., diakses tanggal 01 Maret 2022 (2021). Mengenal Apa Itu Metaverse dan Bagaimana Cara Kerjanya. Cnbcindonesia.Com., diakses tanggal 01 Maret 2022 (2022). Lagi Tren Metaverse, dari BRI Hingga Pakuwan Pakai WIR Asia. Cnbcindonesia.Com., diakses tanggal 01 Maret 2022 (2021). Ini Alasan Mark Zuckerberg Ganti Nama Facebook Jadi Meta. Detik.Com. Zuckerberg mengumumkan pergantian nama,di balik pergantian nama ini, diakses tanggal 01 Maret 2022 (2021). Masa depan bank digital ada di metaverse. Digitalbank.Id. Mark%2C kualitas yang menentukan,adalah impian utama teknologi sosial, diakses tanggal 01 Maret 2022

Fatoni, A. (2006). Metodologi Penelitian Dan Teknik Penyusunan Skripsi. Rineka Cipta.

Kamenov, K. (2017). Immersive experience—The 4th wave in tech: Learning the ropes. Accenture.Com.

Katterbauer, K. (2022). Islamic finance in the metaverse – a meta-finance framework for supporting the growth of Shariah-compliant finance options in the metaspace. January. (2022). Tren Digitalisasi, Bank Mandiri Siap Kembangkan Potensi Metaverse. Kontan.Co.Id., diakses tanggal 01 Maret 2022 (2022). BRI Virtual Branch, Pengalaman Baru Bertransaksi Perbankan. Kedaulatan Rakyat., diakses tanggal 01 Maret 2022

Oliver, A. (2022). Mengenal Metaverse: Arti, Cara Kerja, dan Opsi Kegiatan di Dalamnya. Glints.Com., diakses tanggal 01 Maret 2022

Prieto, J. de la F., Lacasa, P., & Martínez-Borda, R. (2022). Approaching metaverses: Mixed reality interfaces in youth media platforms. New Techno Humanities - Elsevier, xxxx. (2022). Explore the Metaverse. Https://Spatial.Io/.

Sudarsono, H. (2003). Bank Dan Lembaga Keuangan Syariah Deskripsi Dan Ilustrasi. Ekonosia.

Sugiyono. (2012). Metodologi Penelitian Pendidikan: Pendidikan Kualitatif, Kuantitatif, R&D. Alfabeta.



  • There are currently no refbacks.

Editorial Office Board :

Fakultas Syariah dan Hukum UIN Sultan Syarif Kasim Riau
Jl. HR. Soebrantas KM. 15,5 Panam - Pekanbaru


Creative Commons LicenseIBF by is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

View My Stats